FHA Loans

What is an FHA Loan?

FHA loans fell out of grace for a few years, but since 2005 have rebounded! It's an institution that has been around since June 27, 1934. The Department of Housing & Urban Development folded the Federal Housing Administration (FHA) under its umbrella in 1965.

FHA loans began to lose favor in the late 1990s, when home values began to inch upwards, surpassing FHA mortgage limits, and sellers balked at FHA's stringent appraisal guidelines.

These loans are commonly referred to as a "First Time Buyer" loan, but that is not the case.  They are a great option for First Time buyers, but are not limited to only a first home purchase.  If you are a first time buyer, and have no or very small down payment please check out my first time buyer page by clicking HERE!

What are the Utah FHA Loan requirements?

FHA periodically changes its mortgage limits. Contact me to learn more about the loan limit in your area.


Find Out if a FHA Loan is Right for You