Utah Housing

What is a Utah Housing Loan?

Don't have money for a down payment? Utah Housing is one of the few loan programs left to offer programs for no money down. If you're looking to purchase a home in Utah and you have a credit score above 620 Utah Housing may be the perfect loan for you. They'll help you with coming up with some of if not all of the money needed for a a down payment.

What are the Utah Housing Loan requirements?

  • Two credit scores above a 620 Household income cannot exceed the chart listed below.
  • The borrower must meet standard FHA credit qualifications.
  • The borrower is eligible for approximately 96.5% financing and is able to finance the upfront mortgage insurance premium into the mortgage. The borrower will also be responsible for paying an annual premium.
  • A second mortgage can be used to cover some of, if not all of the down payment required for closing.
  • Eligible properties are one-unit structures. (No income Properties)

Click here for Other Down Payment Options in Utah!!

FHA Limits by FHA.com



Mark Moyes (NMLS# 267431)

Phone: 801-999-0886 | Fax: 888-835-4067
910 East 6600 South,
Salt Lake City, Utah 84121
Intercap Lending (Corporate NMLS# 190465)

Intercap Lending NMLS: 190465